Starmark - Visitor - Starmark Consumer Health Plans

Starmark Consumer Health Plans

Consumer Health Advantage is a PPO plan with separate in- and out-of-network deductible and coinsurance accruals — perfect with strong networks.
Consumer Health Select is a PPO plan with a combined accrual of in- and out-of-network services — best for limited networks.
Consumer Health Freedom is an indemnity plan typically available only to groups in ZIP codes without network physicians or hospitals.

The Consumer Health is ideal for employers seeking:

Flexibility in plan design
Lab Card Select, a lab discount program for outpatient laboratory testing
Options, such as preventive care and supplemental accident coverage
Freedom to choose any provider
The ability to establish a health savings account for tax advantages
Choice of any HSA administrator, including Starmark's recommended custodian, HSA Bank^TM.

For a list of preventive care services covered by your health plan when received in-network, visit healthcare.gov.

CMS Rate Review

CMS rate review: The rate increases beginning 09/01/2011 in Alabama, Arizona, Pennsylvania, Virginia and Wyoming for the SMC-PPO Small Group Plans have been reviewed by CMS and have been determined to be unreasonable. Read the CMS rate review and Trustmark Life Insurance response: AL: CMS review / TLI response AZ: CMS review / TLI response PA: CMS review / TLI response VA: CMS review / TLI response WY: CMS review / TLI response.